Thanks to everyone....Hal Lane is what my guts says. I just trusted the wrong one. I know that the guy who brought the stuff is one of those ebay sellers who pays upfront and I have tried to call him...but, again, this happened Months ago. Long time before I fould out. And, yes me and my brother have fought over this. With words. Just wanted to see if there was a Lawyer or police person who may have advice. I think the insurance should just pay...but since it was my brother...who knows. Thanks.